ObamaCARE: State can seize your assets to pay for health care after you’re forced into Medicaid

doc-obama-this-is-gonna-hurtGreat news everyone! Once you are forced into Medicaid under ObamaCARE, the state can come and seize your assets (even after your dead) to pay for your medical expenses under ObamaCARE. Isn’t that great?

My, this is an unpleasant consequence of Obamacare. I’m not going to call it unintended because in its current form, it potentially earns a bunch of money for states, so I’m pretty sure that’s intentional. What I think is unintentional is anyone noticing this is what they’re up to.

So, here’s the deal. There used to be a provision whereby the state could recuperate funds spent on a Medicaid patient post-55 years old from whatever assets he owned. So, a low-income individual in nursing home care after age 55 might pass away and his kids would find out the family home or car of whatever he had to his name had to be bought back from the state if they wanted it. It’s called estate recovery, and sounds pretty shady if it’s not boldly advertised as the terms for Medicaid enrollment, which is most definitely is not.

Before the Affordable Care Act’s Medicaid expansion, there weren’t that many people in Medicaid who had much in the way of assets for seizing. But now that Medicaid enrollment requirements have been relaxed, more people with assets but low income are joining the program or being forced into it. For instance, a couple in their 50s who, say, retired early after losing jobs in the bad economy may have assets but show a very low income. Under Obamacare, if their income is low enough to qualify for Medicaid, they must enroll in Medicaid unless they want to buy totally unsubsidized coverage in the now-inflated individual market.

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  • david7134

    So you can still lose your house because of your health bill, only now much easier and something your doctor can not intervene in like before.

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  • RockyMtn1776

    I had a Aunt pass away from cancer in N. Dakota, don’t know if it was the state or Federal govt. that took her home and everything in it and put it up for sale. Her family got nothing. Europeans are horrified by this concept, they find it hard to believe as they have had cradle to grave welfare for generations.

    • Shawny

      I’ve heard other horror stories like that too, that’s why I looked into it. There are Medicaid deductions that come out of our paychecks here so some of that should be applied to offset the debt but I don’t think it is. Before a family member applies for Medicaid, assets could be transferred to other family members if they knew about this. Valuable items could be gifted instead of willed, which is something people should think about anyway because the inheritance taxes are so outrageous. It seems like they are trying to cut off any means left for you leave assets or wealth you’ve accumulated over a lifetime to your loved ones. And now that they will have direct access to your bank accounts through Obamacare, they can pretty much debit your account without a court order so you have little recourse. Might as well give it away or spend it while you’re here. One other thing, I requested (actually demanded) a statement from WA State DSHS showing the dollar amount of what they had paid in benefits for my fiancé while he was on Medicaid and they would not supply one. So we have no way of knowing what the debt actually is they will be seizing property to repay.

      • RockyMtn1776

        Go over to ConservativesForum.com when you have time. Several are posing comments on horror stories that have happen to them on the subject.

  • Steve

    So the State can take away inheritance for the kids…nice.